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banking

Credit expansion requires banks to keep watch on bad debts

Credit expansion requires banks to keep watch on bad debts

The fact that bad debts are increasing faster than credit growth is a warning sign of pressure on the asset quality of the banking system, according to one economics lecturer.
Banks create more value for credit cards to raise competitive edge

Banks create more value for credit cards to raise competitive edge

Product personalisation, digitisation of the entire user journey and connection with consumer ecosystems are predicted to become the dominant trend of the credit card market in the coming years.
Cooling-off period asked for large online transfers to curb fraud

Cooling-off period asked for large online transfers to curb fraud

The move aimed to enhance customer protection, reduce fraud risks in payment.
Draft law on banking to be submitted to NA next month

Draft law on banking to be submitted to NA next month

The NA’s Standing Committee met to consider the draft law amending and supplementing the Law on the State Bank of Vietnam, the Law on Anti-Money Laundering, and the Law on Credit Institutions on Tuesday.
Banks must not trade off system security for short-term growth: Governor

Banks must not trade off system security for short-term growth: Governor

The State Bank of Vietnam has warned banks not to sacrifice cybersecurity, data protection and customer trust for short-term growth as the sector accelerates digital transformation and AI adoption.
Higher SMLR cap raises banks funding, liquidity risks

Higher SMLR cap raises banks’ funding, liquidity risks

Banks with rapid long-term loan growth, sizeable real estate-related exposure or reliance on less stable corporate deposits face the largest stable funding gaps.
Agribanks charter capital raised by over 1.1 billion

Agribank’s charter capital raised by over $1.1 billion

The capital is expected to help the bank promote the development of the country’s agricultural economy and banking technology.
Banks spend big on cash dividend payments

Banks spend big on cash dividend payments

The move is not only a reward for the shareholders'' support, but also a strong confirmation of the banks'' financial capacity and abundant cash flow.
Banking digital transformation opens new engine for growth

Banking digital transformation opens new engine for growth

The changes are not only transforming how banks serve customers but also creating room to reduce compliance costs, improve government services and support broader economic growth.
Authorities study measures to increase liquidity in banking system

Authorities study measures to increase liquidity in banking system

The Ministry of Finance and the State Bank of Vietnam are considering an increase of the ratio of time deposits from the State Treasury at commercial banks to supplement liquidity in the banking system.
Bank credit surges by over 18% to 756 billion in H1 2026

Bank credit surges by over 18% to $756 billion in H1 2026

Solutions have been carried out to channel credit towards production and business sectors, priority sectors and growth drivers as directed by the Government and the Prime Minister, helping increase access to bank credit and support and promote economic growth.
Central bank drafts strict requirements to control outbound lending

Central bank drafts strict requirements to control outbound lending

Under the draft decision, the Prime Minister will consider granting approval for overseas lending worth VNĐ1.6 trillion (US$60.8 million) or more.
New policy in foreign exchange reserve management proposed

New policy in foreign exchange reserve management proposed

The State Bank of Vietnam (SBV) has proposed more flexible market intervention tools in a draft decree amending the management of the country''s foreign exchange reserves.
SBV raises short-term capital lending cap to 40%

SBV raises short-term capital lending cap to 40%

The new circular will help credit institutions have more room to provide capital to businesses and investment projects to support high economic growth in the next few years, while increasing flexibility in the SBV’s monetary policy management.
SBV proposes raising short-term capital use to support GDP growth

SBV proposes raising short-term capital use to support GDP growth

The State Bank of Vietnam has proposed raising the maximum ratio of short-term capital used for medium and long-term lending by credit institutions from the current 30 per cent to 40 per cent.