Due to a surging credit growth amid slow deposits, many banks have to raise capital in the bond market, causing bond interest rates to surge and putting significant pressure on profit margins of banks.
The new circular amends and supplements five legal documents, thereby reducing and adjusting 11 administrative procedures in foreign exchange management.
Draft amendments to the Law on Support for Small- and Medium-Sized Enterprises aim to reduce SMEs’ dependence on collateral-backed borrowing and encourage banks to assess borrowers based on business performance, transaction data, cash flow and value chains.
High interest rates are reshaping Việt Nam’s corporate bond market, pushing banks to scale back issuance while property developers ramp up fundraising to refinance debt and secure capital.
Singapore’s banks are expanding their presence in Việt Nam to seize opportunities from the market’s increasing integration into Asian trade and surging corporate financing needs.
Among the companies scheduled to close shareholder registers this week, 46 firms will pay dividends in cash, with payout ratios ranging from 1 to 50 per cent, while the remainder will issue stock dividends.
Bank credit is nearing its limits as Việt Nam seeks trillions in investment for double-digit growth, prompting urgent calls to deepen capital markets and improve the efficiency of capital use.
The central bank will proactively review and amend relevant mechanisms and policies related to banking credit activities in general and sectoral credit in particular to support economic growth.
The State Bank of Vietnam (SBV) has proposed foreign credit institutions be allowed to use accounts opened at Vietnamese banks for international payment and money transfer services to facilitate international payment and promote financial integration.
Government’s new policies on streamlining and digitalising cash flow and business performance of business households and individual businesses are opening up significant opportunities for banks to boost digital lending to the customer group.
The State Treasury deposited more than VNĐ650 trillion ($21.3 billion) at State-owned commercial banks by the end of the first quarter of 2026, according to banks’ financial statements.
Global credit rating agency Moody’s Ratings has affirmed Ho Chi Minh City Development Joint Stock Commercial Bank’s local- and foreign-currency long-term deposit and issuer ratings at B1, while upgrading its outlook from “Stable” to “Positive.”
