The increasing proportion of non-term deposits, or Current Account Savings Account (CASA), has reflected a trend of prioritising digital experiences and service ecosystems to attract low-cost capital source in the long-term competitive race in the banking system.
Tết may change in form, but the spirit of exchanging blessings endures, and a digital envelope sent with sincerity can still carry the warmth of a New Year handshake.
The State Bank of Vietnam (SBV) has moved to tighten oversight of artificial intelligence (AI) in the banking sector, requiring lenders and e-wallet providers to notify customers in advance when AI systems are used to interact directly with them.
The strategic shift, prompted by difficult export conditions and increasing trade defence measures, aims to capitalise on previously overlooked growth segments within the domestic market.
With increasingly significant role in the economy, the small and medium-sized enterprise (SME) sector is becoming a key segment in the credit growth strategies of many banks and the banks have been taking diverse solutions to support the enterprises.
Moody''s Ratings has upgraded the outlook on the ratings of An Bình Commercial Joint Stock Bank (ABBank) to positive from stable, reflecting expectations that a planned capital raising in 2026 will strengthen the bank’s credit profile.
The expected offering price is VNĐ10,000 per share, which is approximately 90 per cent lower than the closing price of VNĐ102,000 per share on February 12.
Việt Nam’s interbank rates have eased from multi-year highs but remain elevated, signalling persistent liquidity pressure and possible spillover into lending and deposit costs.
A a 0.1 per cent tax on transactions involving crypto and other digital assets is seen as a turning point in bringing such assets out of the long-standing legal grey zone and steering the market towards greater transparency and sustainability.
Also supporting the market, foreign investors continued to show positive sentiment, recording net purchases of nearly VNĐ2.1 trillion on HoSE, marking a significant increase compared to previous sessions and the largest net buying value since mid-October last year.
The company attributed its poor performance to increased operational costs. Specifically, management expenses surged to nearly VNĐ60.2 billion in Q4 2025, a dramatic rise from VNĐ6.9 billion in the same period the previous year.
