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SBV

Social housing credit expands, but disbursement constrained by supply

Social housing credit expands, but disbursement constrained by supply

As of August 31, loan commitments under the programme stood at about VNĐ50.3 trillion, nearly three times the level at the end of 2025.
SBV approves Techcombank capital increase to 4.1 billion, highest in the banking sector

SBV approves Techcombank capital increase to $4.1 billion, highest in the banking sector

Techcombank said the capital increase would strengthen its long-term financial base and support its next phase of growth, including further investment in technology and data capabilities while maintaining a solid capital buffer as operations expand.
New liquidity rules offer lending headroom but funding pressures persist

New liquidity rules offer lending headroom but funding pressures persist

Circular 50/2026/TT-NHNN raises the maximum loan-to-deposit ratio (LDR) to 95 per cent from currently 85 per cent while introducing a phased transition towards Basel III liquidity standards.
SBV urges banks to proactively seek SME borrowers

SBV urges banks to proactively seek SME borrowers

SME credit outstanding rose 12.4 per cent from the start of 2026, faster than overall credit growth, but access to finance remains constrained by issues including collateral, financial transparency, management capacity and the ability to demonstrate cash flows.
Meeting pushes sustainable finance initiatives in ASEAN

Meeting pushes sustainable finance initiatives in ASEAN

The meetings included the ASEAN Steering Committee for Capacity Building Initiatives to Support ASEAN Financial Integration (SCCB) and the 11th meeting of the ASEAN Senior Level Committee on Financial Integration Task Force on Sustainable Finance (SLC-TF), jointly organised by the...
Banks take action to cut lending rates for SMEs as Việt Nam seeks faster growth

Banks take action to cut lending rates for SMEs as Việt Nam seeks faster growth

Official statistics show that by July 31, total outstanding credit in the economy had reached nearly VNĐ20.3 quadrillion, up 8.98 per cent from the end of 2025. Corporate borrowers accounted for more than VNĐ10.7 quadrillion, while loans to SMEs exceeded...
SBV moves to close dormant bank accounts to curb financial fraud

SBV moves to close dormant bank accounts to curb financial fraud

The SBV said that a large number of legally opened accounts have remained inactive for years, while others have been d using outdated or falsified documents or have been exploited by criminals for fraud, money laundering and other illicit transactions.
Household savings hit record as high interest rates attract idle money

Household savings hit record as high interest rates attract idle money

The increase comes as deposit rates have risen steadily since late 2025, encouraging households to move idle funds into bank savings for capital preservation and higher returns amid subdued performance in the stock, property and gold markets.
Việt Nam introduces special policies to strengthen anti-money laundering framework

Việt Nam introduces special policies to strengthen anti-money laundering framework

The revisions focus on key areas, including the definition of beneficial ownership, verification of customer information, transparency of legal arrangements, risk-based customer classification and the frequency of updating customer information.
Cooling-off period asked for large online transfers to curb fraud

Cooling-off period asked for large online transfers to curb fraud

The move aimed to enhance customer protection, reduce fraud risks in payment.
SBV allows banks to exclude loans of three major developers from credit quotas

SBV allows banks to exclude loans of three major developers from credit quotas

The State Bank of Việt Nam (SBV) has allowed commercial banks to exclude newly extended loans to 18 major projects developed by Vingroup, Sun Group and Masterise from annual credit growth quotas, in a move to facilitate financing for large-scale...
Loss-making bank branches could be forced to shut down

Loss-making bank branches could be forced to shut down

Loss-making bank branches in Việt Nam could face closure from July 1 under new SBV rules aimed at boosting efficiency, strengthening oversight and streamlining procedures.
Central bank steps up inspections as some banks raise deposit rates

Central bank steps up inspections as some banks raise deposit rates

The State Bank of Vietnam has kept key policy rates unchanged to ensure banks could access central bank funding at relatively low cost.
Gold borrowing proposal sparks concerns over risks, goldisation

Gold borrowing proposal sparks concerns over risks, goldisation

The proposal to allow businesses to borrow gold from the public has triggered concerns over how to effectively to unlock the vast idle assets for production while preventing risks and safeguarding system security.
SBV weighs 11 bids for gold bar licences

SBV weighs 11 bids for gold bar licences

The State Bank of Vietnam (SBV) has received 11 applications from companies and commercial banks seeking for licences to produce gold bars, a SBV’s senior official said on Tuesday.