VCBS believes that dynamic private banks are expected to continue leading credit growth with a projected loan portfolio expansion exceeding 20 per cent.
The banking sector is expected to see a new wave of recruitment this year after major layoffs in 2025 as lenders brace for strong credit growth while accelerating digital transformation.
Việt Nam’s largest banks prepare for a 50% reserve cut, freeing liquidity, boosting lending capacity, and supporting business, payments, and investment amid tight interbank conditions.
The increasing proportion of non-term deposits, or Current Account Savings Account (CASA), has reflected a trend of prioritising digital experiences and service ecosystems to attract low-cost capital source in the long-term competitive race in the banking system.
With increasingly significant role in the economy, the small and medium-sized enterprise (SME) sector is becoming a key segment in the credit growth strategies of many banks and the banks have been taking diverse solutions to support the enterprises.
They must proactively implement plans to raise and balance their capital sources, ensuring the full and timely fulfillment of credit capital needs for production, business and consumption during the country’s largest holiday.
Prime Minister Phạm Minh Chính on February 8 signed Official Dispatch No. 12/CĐ-TTg outlining key tasks and solutions for the management of monetary and fiscal policies in 2026.
According to data from the Vietnam Interbank Market Research Association, the average interest rate in the interbank market on February 3 increased sharply by 2-7.9 percentage points across most short terms under one month.
Governor of the National Bank of Kazakhstan (NBK) Timur Suleimenov highlighted the steady development of the traditional friendship between Việt Nam and Kazakhstan across all channels, levels and fields, particularly since the establishment of the bilateral Strategic Partnership.
Bringing NPL resolution into development policy framework marks a shift from a reactive, situational approach to one that is proactive, long term and structural.
Interest rates are expected to peak in early 2026 before easing slightly, as strong capital demand persists and Việt Nam’s economic outlook remains stable and growth prospects robust.
The move was made after some social media sites have been spreading the rumour that the SBV plans to eliminate the small banknotes. The SBV affirmed that the rumour is inaccurate and lacks legal basis.