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Credit

Việt Nam banks on bigger loans to lift lending limits

Việt Nam banks on bigger loans to lift lending limits

Việt Nam Banking Association has proposed consumer lending limit of finance companies from VNĐ100 million (US$3,800) to VNĐ300-400 million in an effort to expand consumer credit.
SBV raises 2025 credit growth quota to support economic expansion

SBV raises 2025 credit growth quota to support economic expansion

The SBV also stated that it will strive to maintain stable deposit rates and reduce lending rates through cost-cutting, digitalisation, streamlined administrative procedures, and internal restructuring.
Capital poured into agriculture, rural areas

Capital poured into agriculture, rural areas

Credit growth for agriculture and rural development in Việt Nam rose 5.31 per cent in the first half of 2025 compared to the end of 2024, accounting for 23.16 per cent of the country’s total outstanding loans.
Inflation pressure in H2 driven by exchange rates and credit, expert warns

Inflation pressure in H2 driven by exchange rates and credit, expert warns

Escalating trade tensions stemming from US tariff policies are likely to slow the global economy, posing serious risks for Việt Nam’s export sector and overall production
Prime Minister requests urgent removal of credit growth cap regulation

Prime Minister requests urgent removal of credit growth cap regulation

Prime Minister Phạm Minh Chính on Thursday requested the SBV to promptly remove the regulation on assigning a credit cap to each commercial bank.
VN increases unsecured loan cap for farmers to 12,000 from July

VN increases unsecured loan cap for farmers to $12,000 from July

Starting from July 1, farmers are allowed to borrow up to VNĐ300 million (US$12,000) without collateral as part of an effort to promote rural development, according to a new Government’s decrease.
Banking sector faces liquidity challenges amid rate cuts

Banking sector faces liquidity challenges amid rate cuts

The recent reduction in deposit interest rates by commercial banks has raised concerns about liquidity, especially among smaller institutions.
VNs credit conditions in 2025 expected to be stable

VN’s credit conditions in 2025 expected to be stable

The credit conditions for Việt Nam will stabilise in 2025, after improving substantially over the past year, the rating agency VIS is forcasts.
Home loans forecast to become main driver for consumer credit

Home loans forecast to become main driver for consumer credit

Home loans are expected to lead banks’ consumer credit ithe context of low interest rates and a gradually recovering real estate market.
PM direction to promote credit management solutions

PM direction to promote credit management solutions

The PM ordered the central bank to enhance inspection, examination, control and close supervision of credit granting and interest rate announcements and to promptly and strictly handle violations, according to regulations.
Real estate credit increases despite slow market recovery

Real estate credit increases despite slow market recovery

Real estate business credit and the proportion of individual corporate bond issuance have continued to increase sharply, with credit in the third quarter reaching VNĐ1.3 quadrillion.
New policy drafted to help non-bank credit institutions develop further

New policy drafted to help non-bank credit institutions develop further

Under the draft circular, the SBV proposes that credit institutions are reorganised in the form of converting non-bank credit institutions.
New regulations on mergers, consolidation of credit institutions proposed

New regulations on mergers, consolidation of credit institutions proposed

Under a recently released draft circular, the SBV proposes that any merger and consolidation of credit institutions must meet several principles.
High real estate credit growth raises concern

High real estate credit growth raises concern

State Bank of Vietnam (SBV)’s Governor Nguyễn Thị Hồng said real estate loans by the end of September this year were VNĐ3.15 quadrillion, up 9.15 per cent compared to the end of last year.
Abolishing credit rooms under consideration: central bank

Abolishing credit rooms under consideration: central bank

Financial reports showed that as of the end of June, 10 banks posted credit growth rates of below 5 per cent over the end of the previous year.