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Credit

SACOMBANK cuts loan interest rates for retail customers by 1.5–2%

SACOMBANK cuts loan interest rates for retail customers by 1.5–2%

In line with the Government’s and State Bank of Vietnam’s policy of lowering interest rates, SACOMBANK has launched an additional preferential credit package worth VNĐ20 trillion (US$764 million), targeting individual customers with lending rate cuts of 1.5–2 percentage points.
HDBank earmarks 77.2 million for lending to women-owned businesses

HDBank earmarks $77.2 million for lending to women-owned businesses

HDBank has launched a VNĐ2 trillion (US$77.2 million) credit programme for women-owned small- and medium-sized enterprises with interest rates starting at 7.8 per cent to meet their working capital needs.
Green credit and carbon market critical to boosting climate finance

Green credit and carbon market critical to boosting climate finance

The carbon market and green credit can effectively complement each other only if lenders can assess green and transition activities, cash flows from carbon credits, and the debt-servicing capacity of individual projects.
Việt Nam upgrades to investment grade by RI for first time

Việt Nam upgrades to investment grade by R&I for first time

Việt Nam maintains robust growth, outpacing other Southeast Asian economies.
Moodys upgrades ABBank to B1, maintains positive outlook

Moody’s upgrades ABBank to B1, maintains positive outlook

Moody’s Ratings has upgraded ABBank’s long-term foreign- and local-currency deposit and issuer ratings from B2 to B1.
Việt Nam targets investment-grade sovereign credit rating by 2030

Việt Nam targets investment-grade sovereign credit rating by 2030

Việt Nam aims to achieve a rating of at least Baa3 from Moody’s or BBB- from S&P and Fitch by 2030.
Post-mining forest restoration offers opportunities for carbon credits

Post-mining forest restoration offers opportunities for carbon credits

Post-mining areas, if restored properly using nature-based approaches, can gradually regenerate native vegetation, stabilise soils and form forest ecosystems.
Funds need restructuring to unlock finance for SMEs

Funds need restructuring to unlock finance for SMEs

New approaches are needed to improve operations of the central development fund and local credit guarantee funds.
Credit for major projects in Hà Nội proposed up to 52 per cent of bank equity

Credit for major projects in Hà Nội proposed up to 52 per cent of bank equity

Credit limit to a single borrower will be up to 38 per cent, while credit to a borrower and related parties will be up to 52 per cent of a bank''s equity for approved major and important projects in Hà...
Bank credit for real estate business rises to nearly 94.7 billion

Bank credit for real estate business rises to nearly $94.7 billion

Outstanding loans for urban area investment and housing development projects remained the largest category, reaching VNĐ833.6 trillion by the end of June, up 6.33 per cent from the end of March.
Rubber industry explores carbon market opportunities

Rubber industry explores carbon market opportunities

The rubber industry has significant opportunity to participate in the carbon market, given the trees'' long growth cycle, large biomass and ability to absorb and store carbon.
Banks take action to cut lending rates for SMEs as Việt Nam seeks faster growth

Banks take action to cut lending rates for SMEs as Việt Nam seeks faster growth

Official statistics show that by July 31, total outstanding credit in the economy had reached nearly VNĐ20.3 quadrillion, up 8.98 per cent from the end of 2025. Corporate borrowers accounted for more than VNĐ10.7 quadrillion, while loans to SMEs exceeded...
Minimum charter capital for credit rating firms proposed to rise to 1 million

Minimum charter capital for credit rating firms proposed to rise to $1 million

Five companies have so far been granted certificates to provide credit rating services, with charter capital ranging from VNĐ26.875 billion to VNĐ194.64 billion.
Unsecured small loan threshold to be raised from August 15

Unsecured small loan threshold to be raised from August 15

Small loans will be capped at VNĐ200 million for people''s credit funds and VNĐ400 million for all other credit institutions, from the current maximum of VNĐ100 million.
Việt Nam ready for the launch of the first domestic carbon exchange on June 29

Việt Nam ready for the launch of the first domestic carbon exchange on June 29

Việt Nam has completed preparations to launch its first domestic carbon exchange on June 29, marking a key step in the country''s efforts to develop a carbon market and support its greenhouse gas emissions reduction commitments.