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Credit

SBV expands agricultural credit programme to 7b

SBV expands agricultural credit programme to $7b

The State Bank of Vietnam (SBV) has increased the total credit limit for the agricultural, forestry and fishery sectors to VNĐ185 trillion (about US$7 billion), under a programme designed to stimulate growth and sustainability in these critical industries.
VN plans green loan boost for eco-friendly projects

VN plans green loan boost for eco-friendly projects

A fixed 2 per cent annual interest rate subsidy is proposed for the private enterprises, business households and individuals on loans for green, circular economy and environmental – social – governance (ESG) projects, accroding a a draft decree by the...
Việt Nam, Singapore sign carbon deal

Việt Nam, Singapore sign carbon deal

The agreement confirms the two countries'' pioneering role and strong commitment to international carbon market cooperation, making a substantive contribution to global efforts to tackle climate change.
Carbon credit where credit is due for Việt Nam

Carbon credit where credit is due for Việt Nam

At an average of $5 per tonne in the agreement, Việt Nam can earn $5 million for this transfer of 1 million carbon credits.
Sacombank rolls out 1.5 billion loan package with interest rates from 4.3% per year

Sacombank rolls out $1.5 billion loan package with interest rates from 4.3% per year

Sacombank has launched a preferential credit package worth VNĐ40 trillion(US$1.5 billion) offering interest rates starting from just 4.3 per cent per year to support both individuals and businesses in realising key financial plans, especially in the second half of the year. 
Việt Nam banks on bigger loans to lift lending limits

Việt Nam banks on bigger loans to lift lending limits

Việt Nam Banking Association has proposed consumer lending limit of finance companies from VNĐ100 million (US$3,800) to VNĐ300-400 million in an effort to expand consumer credit.
SBV raises 2025 credit growth quota to support economic expansion

SBV raises 2025 credit growth quota to support economic expansion

The SBV also stated that it will strive to maintain stable deposit rates and reduce lending rates through cost-cutting, digitalisation, streamlined administrative procedures, and internal restructuring.
Capital poured into agriculture, rural areas

Capital poured into agriculture, rural areas

Credit growth for agriculture and rural development in Việt Nam rose 5.31 per cent in the first half of 2025 compared to the end of 2024, accounting for 23.16 per cent of the country’s total outstanding loans.
Inflation pressure in H2 driven by exchange rates and credit, expert warns

Inflation pressure in H2 driven by exchange rates and credit, expert warns

Escalating trade tensions stemming from US tariff policies are likely to slow the global economy, posing serious risks for Việt Nam’s export sector and overall production
Prime Minister requests urgent removal of credit growth cap regulation

Prime Minister requests urgent removal of credit growth cap regulation

Prime Minister Phạm Minh Chính on Thursday requested the SBV to promptly remove the regulation on assigning a credit cap to each commercial bank.
VN increases unsecured loan cap for farmers to 12,000 from July

VN increases unsecured loan cap for farmers to $12,000 from July

Starting from July 1, farmers are allowed to borrow up to VNĐ300 million (US$12,000) without collateral as part of an effort to promote rural development, according to a new Government’s decrease.
Banking sector faces liquidity challenges amid rate cuts

Banking sector faces liquidity challenges amid rate cuts

The recent reduction in deposit interest rates by commercial banks has raised concerns about liquidity, especially among smaller institutions.
VNs credit conditions in 2025 expected to be stable

VN’s credit conditions in 2025 expected to be stable

The credit conditions for Việt Nam will stabilise in 2025, after improving substantially over the past year, the rating agency VIS is forcasts.
Home loans forecast to become main driver for consumer credit

Home loans forecast to become main driver for consumer credit

Home loans are expected to lead banks’ consumer credit ithe context of low interest rates and a gradually recovering real estate market.
PM direction to promote credit management solutions

PM direction to promote credit management solutions

The PM ordered the central bank to enhance inspection, examination, control and close supervision of credit granting and interest rate announcements and to promptly and strictly handle violations, according to regulations.