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Banking

Banks allowed to expand credit for hospitality industry

Banks allowed to expand credit for hospitality industry

The new regulation is expected to expand credit for projects involving restaurants, hotels, tourism, eco-tourism and resorts, channeling more capital toward real estate assets capable of active operation, service provision and generating actual revenue.
More connected than ever, banks integrate into every economic touchpoint

More connected than ever, banks integrate into every economic touchpoint

Digital transformation has changed not only how individuals and businesses access banking services, but also the scale and scope of banking activities.
Large banks forecast to gain higher profitability in H2 2026

Large banks forecast to gain higher profitability in H2 2026

Sector ROAA will likely remain stable at around 1.5 per cent, as rising credit costs across the sector offset NIM improvement at ed large banks.
Bank lending should be based on repayment capacity of enterprises

Bank lending should be based on repayment capacity of enterprises

Enterprises need new capital flows that are secured not by traditional collateral, but by their commitment to projects, data, and viable production and business plans.
Interbank market confidence index drops in September

Interbank market confidence index drops in September

Though the index remained just slightly above the neutral threshold of 50, banks were still relatively optimistic about economic growth and the management of the State Bank of Vietnam (SBV).
Banks boost medium- and long-term lending

Banks boost medium- and long-term lending

Long-term outstanding loans saw the strongest growth of 11.2 per cent to over VNĐ5.1 quadrillion at the end of the second quarter of 2026, while medium-term lending rose by 11 per cent to over VNĐ2.19 quadrillion.
PM instructs central bank to enhance early warning system

PM instructs central bank to enhance early warning system

The SBV must require credit institutions to enhance their governance, financial strength, risk management and internal control capabilities.
Banking sector takes step to promote digital economy in 2026-2030

Banking sector takes step to promote digital economy in 2026-2030

By 2030, the sector aims to ensure that 100 per cent of public services and administrative procedures provide notifications regarding application status and processing results, with results synchronised on VNeID.
Service segment becomes key sustainable profit source for banks

Service segment becomes key sustainable profit source for banks

Focusing on payment services, digital banking, bancassurance and wealth management is key for banks to maintain their competitive edge.
Governor urges banks not to trade safety for digital transformation growth

Governor urges banks not to trade safety for digital transformation growth

Banks had progressed from connecting and exploiting population data to developing digital ecosystems and smarter services. The sector’s new message is: ''Data leads, AI accompanies, banking s a digital ecosystem''.
Banking sector takes measures to ensure safety in AI era

Banking sector takes measures to ensure safety in AI era

The SBV’s Information Technology Department is expected to submit a draft circular regarding AI application in banking operations to the SBV Governor by the third quarter of 2026.
Prime Minister requires banking sector to focus on quality

Prime Minister requires banking sector to focus on quality

Credit growth must be balanced with risk control digital transformation must be coupled with data security and international integration must be matched by governance capabilities that meet international standards, PM said.
Banking non-term deposits drop by 1.8 billion due to rising term deposit rates

Banking non-term deposits drop by $1.8 billion due to rising term deposit rates

Due to the decline, the average CASA ratio of the entire banking system fell by 1.23 percentage points to 17.19 per cent.
Bank coupon rate hits record high of 10% per year

Bank coupon rate hits record high of 10% per year

Statistics show that coupon rates on bank bonds climbed from 8 per cent at the end of June to 9 per cent in July, eventually reaching 10 per cent in early August.
8.3 billion credit package for SMEs to come soon

$8.3 billion credit package for SMEs to come soon

The programme is one of the SBV''s solutions to promote growth in the context of a volatile global economy due to geopolitical conflicts and trade tensions.