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loans

ODA capital, foreign preferential loans will add up to over 38 billion in next five years

ODA capital, foreign preferential loans will add up to over $38 billion in next five years

The use of foreign loans will be based on careful assessment of loan conditions, effectiveness, solvency and public debt safety.
Tackling bad debts will free up resources for double-digit growth

Tackling bad debts will free up resources for double-digit growth

Statistics show the ratio of bad debt has climbed above 2.8 per cent, reflecting mounting pressure on lenders and a significant volume of capital tied up in non-performing assets.
HCM City firms call for stable logistics costs, lower bank lending rates

HCM City firms call for stable logistics costs, lower bank lending rates

HCM City businesses posted solid first-quarter results but face rising costs, tight credit and slowing demand, prompting HUBA to call for lower lending rates, stable logistics costs and transport support.
HCM Citys outstanding credit exceeds VNĐ5.28 quadrillion in Q1

HCM City’s outstanding credit exceeds VNĐ5.28 quadrillion in Q1

In the context of lingering uncertainties in the financial market, credit in HCM City continued to expand in the first quarter of 2026, with total outstanding loans surpassing VNĐ5.28 quadrillion (US$211 billion).
JICA, BIDV complete US50 million loan programme for rural businesses

JICA, BIDV complete US$50 million loan programme for rural businesses

JICA and BIDV have completed a US$50 million loan programme to expand long-term financing for MSMEs, with a focus on boosting access to credit in rural areas and supporting agricultural growth.
SBV proposes higher lending caps for major projects in Hà Nội

SBV proposes higher lending caps for major projects in Hà Nội

The maximum credit exposure for a single borrower would not exceed 38 per cent of a bank’s owned capital, while lending to a borrower and related parties would be capped at 52 per cent of bank capital when financing large...
Small consumer loan threshold proposed to increase to VNĐ400 million

Small consumer loan threshold proposed to increase to VNĐ400 million

A draft circular proposes increasing the threshold to VNĐ400 million for loans issued by credit institutions and VNĐ200 million for those provided by people’s credit funds.
Bank credit in HCM City projected to grow 13.5% in 2025

Bank credit in HCM City projected to grow 13.5% in 2025

Total outstanding loans of credit institutions in HCM City were estimated at VNĐ5.08 quadrillion (US$193.1 billion) as of December 31 this year, up 0.95 per cent from November and 13.5 per cent compared with the end of 2024, according to...
Green credit is lever for agricultural transformation

Green credit is lever for agricultural transformation

Green credit is increasingly seen as an inevitable trend to support sustainable growth in the agriculture sector, yet its scale in Việt Nam remains modest compared with overall credit in the economy.
Digital loans open new doors for SMEs

Digital loans open new doors for SMEs

Experts warn that while digital lending channels hold great promise, coordinated reforms in legal frameworks, infrastructure and technology adoption are crucial to unlocking their full potential.
Finance ministry repeals regulations on self-borrowing, self-payment loans by SOEs

Finance ministry repeals regulations on self-borrowing, self-payment loans by SOEs

The Ministry of Finance has scrapped regulations on self-borrowing and repayment by State-owned enterprises holding over 50 per cent charter capital.
New preferential interest rates applied for social housing young buyers

New preferential interest rates applied for social housing young buyers

The loans must arise from disbursements made between July 1 and December 31, 2025, and be financed through commercial banks that have registered to participate in the programme.
SBV authorised to grant zero-interest, collateral-free special loans

SBV authorised to grant zero-interest, collateral-free special loans

Special loans from the State budget should only be provided when credit institutions face liquidity difficulties or to facilitate compulsory recovery and transfers. These measures aim to ensure the safety of the banking system and protect depositors’ rights.
Social housing: More than just homes, a key to socio-economic development

Social housing: More than just homes, a key to socio-economic development

Social housing is crucial to the country’s social and economic infrastructure, making collaboration between the State, market mechanisms, and relevant stakeholders essential.
Ninh Thuận signs contract for 44.4 million social housing project

Ninh Thuận signs contract for $44.4 million social housing project

The project in the Thành Hải resettlement area will include 1,155 social housing units and 197 commercial housing units, with a total investment of over VNĐ1.13 trillion (US$44.4 million).