HCM CITY — Sacombank and MISA JSC have signed a deal to provide integrated digital financial solutions to help individual and household businesses and enterprises optimise operations, manage their finances more effectively, access capital with ease and enhance their customer experience, laying the foundation for sustainable growth.

Under the agreement, the two sides will jointly develop and integrate platforms to deliver seamless, connected and convenient financial services.

Customers using MISA’s software, including for sales management, accounting, e-invoicing and tax declaration, will be directly linked to Sacombank’s modern banking services such as cashless payments via cards, QR codes, SmartPOS and SoftPOS on mobile devices.

This will help save time and cost, reduce risk and generally ensure a smooth user experience.

Sacombank will also provide tailored financial packages, including overdrafts and secured and unsecured loans at preferential interest rates and fee waivers or reductions to meet businesses’ capital needs.

The two companies share a vision of building a leading financial–technology ecosystem in Việt Nam, serving tens of thousands of individual and household businesses and enterprises in their digital transformation journey, helping them standardise management practices and proactively adapt to new tax regulations.

Nguyễn Thị Ngoan, chief financial officer of MISA and CEO of JETPAY, said: “MISA is a technology company specialising in business management software, while Sacombank is one of Việt Nam’s leading banks, particularly in products and services for individuals, household businesses and enterprises.

“The synergy will bring valuable financial solutions, and we look forward to making them widely accessible to customers.

“We also hope that in future Sacombank and MISA will continue to develop even more groundbreaking products and services together.”

Nguyễn Minh Tâm, deputy CEO of Sacombank, added: “Sacombank is dedicated to supporting customers with flexible financial solutions that drive digital transformation and standardised management, enabling greater efficiency, market expansion and proactive compliance with new tax regulations.

“By partnering with MISA, we aim to broaden service options, deliver tangible value and foster a vibrant business community that is fully integrated into the digital economy.”

The partnership underscores the commitment of both companies to empowering businesses, promoting sustainable growth in the digital era, and driving Việt Nam’s private sector toward greater dynamism and global integration. — BIZHUB