HCM CITY — The Ho Chi Minh City Development Commercial Bank (HDBank – HOSE: HDB) organised its 2026 Annual General Meeting of Shareholders on April 24, along with an investor meeting and dialogue programme.

The event attracted a large number of shareholders, international investment funds, and many major domestic and foreign financial institutions.

Kim Byoungho, board chairman of HDBank, highlighted the bank’s adaptability, discipline and consistent development strategy admist a volatile economy.

The bank recorded outstanding business results in 2025. Pre-tax profit reached VNĐ21,3 trillion (US$809.5 million), up 27.6 per cent, while its Return on Equity reached 25.3 per cent, among the highest in the market.

Representatives at the event also discussed the bank’s strategies to develop its integrated financial ecosystem, comprising the following pillars: HDBank (which covers commercial bank), Vikki Bank (next-generation digital banking), HD SAISON (consumer finance) and HDB Securities (securities), all of which saw good business results in 2025.

This ecosystem contributes towards purposeful growth, and offers synergistic value and high adaptability to market fluctuations.

For 2026, the bank targets a profit of over VNĐ30.1 trillion, a 41 per cent growth compared to 2025.

It also targets total assets reaching VNĐ1,19 quadrillion (up 28 per cent), outstanding loans of VNĐ804,5 trillion (up 37 per cent), equity of VNĐ110.09 trillion, and expected dividend of 30 per cent.

This marks a new growth cycle for 2026-30, with a goal of elevating HDBank into a large-scale, highly efficient, and sustainable financial institution.

HDBank stressed its commitments in sustainable growth based on ecosystem and technology; governance that is transparent, disciplined and follows the highest international standards; and creating long-term value, not just for any singular year but for many future generations.

Labour Hero, Prof. Dr. Nguyễn Thị Phương Thảo, permanent deputy chairwoman of the board, said: “HDBank innovates and grows not just to become bigger, but to serve better, more securely, and more sustainably.”

Dr. Philipp Rösler, former Deputy Prime Minister of Germany, Senior Advisor to HDBank, said that pioneering financial institutions will play an important role in connecting global capital flows with rapidly growing economies such as Việt Nam.

In this direction, HDBank is working closely with the London Stock Exchange, participating in initiatives within the framework of the Vietnam International Finance Centre (VIFC) in HCM City, and promoting access to international capital markets. — VNS