HCM CITY — Dai-ichi Life Vietnam has introduced An Phát Đầu Tư Thịnh Vượng, a new unit-linked insurance product that combines life insurance protection benefit with the opportunity to grow wealth through flexible investment options.

An Phát Đầu Tư Thịnh Vượng serves as a solid financial backup, protecting customers and their families against serious life events such as total and permanent disability or death.

In addition to its protection features, the product also allows policyholders to invest in five professionally managed funds, each aligned with different strategies and risk levels from moderate to high. Customers can adjust allocation ratios or switch funds at any time to respond to market changes and optimise returns.

With coverage up to age 100 and a basic annual premium starting from just VNĐ5 million (US$191), the product offers accessible financial planning for a wide range of customers, from young professionals to families seeking a stable financial safety net.

A standout feature is the dual protection benefit, a first among Dai-ichi Life Vietnam’s unit-linked offerings. This allows customers to extend accidental death coverage to a loved one without extra cost or medical underwriting. In case of the accidental death of either the primary insured or the co-insured, the policy pays up to 20 per cent of the sum assured (up to VNĐ1 billion), rising to 50 per cent (up to VNĐ2.5 billion) for special accidents such as those involving public transport, natural disasters, or fire.

Nguyễn Thị Thanh Nhã, CFO of Dai-ichi Life Vietnam, said: “This product is designed to be a long-term companion to our customers, offering peace of mind and supporting a secure, happy future for every individual and family.” — VNS