Tags SBV;deposit interest rates Household savings hit record as high interest rates attract idle money Friday, Jul 31, 2026 The increase comes as deposit rates have risen steadily since late 2025, encouraging households to move idle funds into bank savings for capital preservation and higher returns amid subdued performance in the stock, property and gold markets. Banks cut interest rates from October Friday, Oct 09, 2020 Many banks have cut deposit interest rates after the State Bank of Viet Nam (SBV) lowered the ceiling levels of interest rates from October 1.